travel insurance products
High Limit Accident Insurance

High-Limit Accident Insurance

Enhanced protection to complement your current coverage while you travel

Prepare for
the Unexpected

travel insurance

By definition, accidents are unplanned, but our coverage helps you be prepared, should the worst happen.

Existing Coverage

accident insurance

Our coverage can fill gaps in your existing life, health or disability insurance, and our benefits are payable in addition to any other plan.

Enroll Easily Today

insurance for travellers

A downloadable application is available here.

About High Limit Accident Insurance

Why Do You Need Accident Insurance?

The Accident Hazard:
Unlike an illness that gives warning symptoms so there is time to prepare for emotional and financial consequences, accidents can strike without warning while traveling. Life, Medical, and Disability insurance do not adequately compensate for SPECIFIC LOSSES of sight, hearing, and speech, or dismemberment. The accident hazard is sufficiently unique that it merits extra insurance protection.

Who Buys High Limit Accident Insurance?

  • Business firms, to offset the loss of a key employee and compensate families of the employeefor loss of income due to an accidental death or dismemberment
  • Professional firms, to offset the temporary and long term financial aspects of an accidentaldeath or accidental bodily injury to a Principal of the firm. We insure the hands of surgeons,famous musicians and athletes against accidental injury that would impair their dexterity
  • Educators and students, to protect parents or sponsors against loss due to accidents while traveling or while living away from home
  • Travelers, on business or on pleasure trips anywhere in the world
  • War correspondents, or military families
  • Individuals, while on recreational or sporting trips such as skiing, scuba diving or bungee jumping
  • Government agencies and programs
  • Fraternal and religious activities
  • Individuals and families

What Are Some Uses for High Limit Accident Insurance?

  • Extra protection to cover the sudden and unexpected effects of an accident
  • Travel accident coverage on a short term or on going basis
  • Trip or event coverage for participants, volunteers and sponsors

Plan Features:

  • Flexibility
  • Available to individuals and families
  • 24-hour coverage, common carrier only or aviation only
  • Third party ownership for estate planning
  • Comprehensive coverage
  • Accidental Death Benefit
  • Specific loss benefits
  • Dismemberment
  • Loss of sight
  • Loss of speech
  • Loss of hearing
  • Valuable optional enhancements
  • Sudden Cardiac Arrest Rider
  • Acts of terrorism/war
  • Unusual risk, places of travel or hazardous sport

High Limit Accident Insurance:
Accident insurance is available through Travel Insurance Services and its network of agents and brokers throughout the U.S.

Administered by Petersen International Underwriters, Correspondents to Lloyd's.

Underwritten by Lloyd's:
Lloyd's is the oldest and largest insurance organization in the world. Approximately 100 underwriting syndicates are sanctioned to do business at Lloyd's. The certain underwriters that insure this coverage is a consortium of 18 of the sanctioned Underwriting Syndicates. They have entered into a contract with Petersen International Underwriters to serve as their correspondent with the authority to underwrite this coverage and to issue the appropriate Certificate of Insurance.


Monday - Friday | 9am - 7pm Eastern

Questions? Concerns?

Talk to someone who understands your coverage needs!


Ready to buy High Limit Accident Insurance?

Trip Cancellation Plans Global Medical Plans Products By Need Resources