Best Travel Insurance Plans for U.S. Citizens and Residents

U.S. citizens and residents traveling domestically and overseas – for business, vacation, or study – can choose from a number of travel insurance plans here. The right travel insurance plan can help make sure you are able to pay for medical care during your trip, or save your from losing money on cancelled travel plans. How do you know which is the best travel insurance policy for you? If you’re a U.S. citizen or resident, you'll want to review the features described in these top travel insurance options below.

1. Travel Insurance Select®

Flexible Trip Cancellation & Medical Expense Coverage

Features: Coverage for trip costs (non-refundable deposits), emergency medical expenses, medical evacuation expenses and baggage delay, loss, theft or damage. Excellent limits. Cancel For Any Reason coverage available.

Trip Length: Single trips up to 90 days.

Designed For: U.S. residents

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2. InterMedical® Insurance

Low-cost International Medical Insurance

Features: Medical and Evacuation coverage with variable limits and great rates, especially for longer trips. Coverage for Terrorism, and Sports and Hazardous Activities included.

Trip Length: Single trips from 5 to 364 days.

Designed For: Anyone traveling outside the U.S. and his/her home country.

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3. Study USA-HealthCare™

Affordable Health Insurance for International Students & Study Abroad

Features: Great rates starting at $2.07 per day. Meets Department of State requirements, and many university international student and study-abroad program requirements. Coverage available for spouses and children.

Trip Length: 30-day minimum, 364 days maximum. Renewable for up to 4 years.

Designed For: Students under age 65 studying outside their home country.

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4. WorldMed® Insurance

Flexible, Renewable Medical Insurance for Travel or Living Abroad

Features: Medical and Evacuation coverage with variable limits and great rates, especially for longer trips. Coverage for Terrorism, and Sports and Hazardous Activities included.

Trip Length: Single trips of up to 364 days.

Designed For: Anyone traveling outside his or her home country.

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