Travel Insurance Services Compensation Disclosure Statement

For the Following Insurance Plans:

• Travel Insurance Select®
• Visit USA-HealthCare®
• InterMedical Insurance®
• Study USA-HealthCare®
• WorldMed Insurance®
• Worldwide Group Protector®
• Employee Travel Protection Plan
• Group Global Medical Plans
• Individually Underwritten Policies

Our professional fees are based on commission calculated as a percentage of the premium collected by the insurer and are paid to us by the insurer.

For Other Insurance Plans:

• Preferred Benefits
• Custom Group Travel Insurance
• Certain Group Global Medical Plans
• High Limit Accident Insurance
• Worldwide Major Medical Insurance
• Some Group Global Medical Plans
• Some Individually Underwritten Policies

Unless otherwise specifically negotiated and agreed to with our client, our professional fees are customarily based on commission calculated as a percentage of the premium collected by the insurer and are paid to us by the insurer. We may also receive from insurers and insurance intermediaries additional compensation (monetary and non-monetary), which is contingent on volume, profitability or other factors pursuant to agreements we may have with them related to all or part of the business we place with those insurers or through those intermediaries. Such agreements may be in effect with one or more of the insurers with whom your insurance is placed, or with the insurance intermediary we use to place your insurance. We will be pleased to discuss with you further details of any contingent compensation agreements pertinent to your placement upon your request.