Cruise and Tour Travel

Cruise Insurance

Cruises can be expensive, sometimes with large payments and deposits made well in advance of your trip. A trip cancellation or interruption could cause you to lose some or all of your prepaid expenses. Make sure to read and understand your cruise operator's cancellation or change policy.

Trip cancellation insurance can help reimburse you for your trip costs if you should need to delay or cancel your cruise. The Medical Expense benefit can provide coverage if you experience illness or an accident on your trip – an important benefit since most U.S.-based healthcare plans do not provide coverage out of the country or even the region.

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Travel Insurance Select®  

Flexible Trip Cancellation & Medical Expense Coverage Plan

  • For single trips of up to 90 days
  • Available to U.S. Residents (Canada Residents: Click Here)
  • Emergency Medical Evacuation coverage
  • Optional Cancel For Any Reason upgrade


Trip Cancellation - Will reimburse your nonrefundable, pre-paid Trip payments/deposits, up to the amount insured, if cancellation occurs before your scheduled departure because of covered reason in the plan. These covered reasons may include illness, injury, death, strike, and weather.

Travel Delay - If your trip is delayed 12 hours or more due to covered reasons, you will be reimbursed for reasonable additional expenses, up to the maximum for the Option you selected. Covered reasons include carrier-caused delays, lost passport, strike, and the weather.

Medical Expense – Provides coverage for medical and surgical services of a physician, nurse and/or hospital, if accident or illness occurs while on your trip.

24/7 Emergency and Travel Assistance – Non-insurance services included in your plan that give you 24/7 access to assistance anywhere in the world. Get the support you need when you need it most, such as to locate a doctor, help refill a lost prescription, replace a lost or stolen passport, or help you navigate any number of difficult circumstances you may face when on your trip.

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