Travel Medical Expense Coverage for People with Medicare

Many people are unaware that the Social Security, Medicare, and Medicaid Programs may not provide coverage for hospital or medical expenses incurred outside the United States.

There are a few exceptions. For example: Medicare may pay if you're in the U.S. when a medical emergency occurs, and the foreign hospital is closer than the nearest U.S. hospital that can treat your medical condition. (Please visit for full details.)

For travelers who are injured or who become seriously ill overseas, obtaining medical treatment and hospital care can be very costly and difficult.

Travel Insurance Services has several travel insurance plans that feature coverage for emergency medical expenses, emergency medical evaucation, and more! Before leaving the United States (even when going to Canada or Mexico), consider one of the following travel insurance options:

InterMedical Insurance®

International Medical Insurance

  • Featuring: Medical and evacuation coverage with rates for shorter trips. Covers sports and hazardous activities.
  • Trip Length: Single trips from 5 days to 364 days.
  • Designed For: Anyone traveling outside the U.S. and his/her home country.
WorldMed Insurance®

Flexible Medical Insurance for Travel or Living Abroad

  • Featuring: Medical and evacuation coverage with variable limits and rates designed especially for longer trips. Coverage for terrorism, and sports and hazardous activities included.
  • Trip Length: Single trips from 5 days to 364 days.
  • Designed For: Anyone traveling outside his or her home country.
Voyager Annual Insurance

Travel Insurance for the Frequent Traveler

  • Featuring: Combined medical and evacuation coverage, or purchase medical evacuation as a stand-alone annual insurance. Sign up once for 364 days of coverage, customize with your choice of benefits and limits. Optional terrorism coverage.
  • Trip Length: Any number of trips, up to 90 days each during the year.
  • Designed For: U.S. residents who travel frequently for business or pleasure.
Travel Insurance Select®

Flexible Trip Cancellation & Medical Expense Coverage

  • Featuring: Covers your travel investment, medical/evacuation expense and baggage. Excellent limits. Cancel for any reason.
  • Trip Length: Single trips up to one year.
  • Designed For: U.S. and Canadian residents traveling anywhere.


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Questions? Concerns?

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Does Medicare cover international travel? According to, Medicare usually does not cover health care while you’re traveling outside the U.S. There are some exceptions. Additionally, Medicare drug plans don't cover prescription drugs you buy outside the U.S.

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