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Introduction | Budget | Standard | Superior

Visit USA‑HealthCare Insurance®

Budget Plan

Offered at a lower cost, the Budget Plan is different in that it’s a scheduled benefit plan with a per incident deductible, and has fewer benefits and lower coverage limits than the Standard and Superior plans.

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Budget Plan Benefits

Coverage

Budget Plan A

Budget Plan B

Age Eligibility 14 days - 80+ years 14 days - 69 years*
Maximum Policy/Accident & Sickness Medical Coverage Limits $50,000
(ages 80+: $20,000)		 $150,000
(ages 65-69: $100,000)
Deductible $0, $50, $100, or $250 per incident $0, $50, $100, or $250 per incident
Coinsurance Usual, Reasonable and Customary Usual, Reasonable and Customary
Provider Network No Network is required.
You may use any doctor you choose. 		No Network is required.
You may use any doctor of you choose.
Emergency Medical Evacuation $100,000 Lifetime Maximum, except as provided under Acute Onset of Pre-existing Condition. Available only to Members under 70. $100,000 Lifetime Maximum, except as provided under Acute Onset of Pre-existing Condition. Available only to Members under 70.
COVID-19 Coverage Included Included
Repatriation of Remains $25,000 $25,000
Emergency Reunion $15,000
(maximum 15 days)		 $15,000
(maximum 15 days)
Terrorism $25,000 $25,000
Recreational Sports Included Included
Personal Liability No Benefit No Benefit
Accidental Death & Dismemberment No Benefit No Benefit
Political Evacuation No Benefit No Benefit
Crisis Response No Benefit No Benefit
Trip Interruption No Benefit No Benefit
24/7 Worldwide Assistance Included Included

* Plan B is not available above age 69.



Note: Visit-USA Healthcare does not cover pre-existing conditions. A Pre-Existing Condition is defined by the policy as, "Any (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) was recommended or received during the 18 months immediately preceding the Certificate Effective Date; (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) within the 18 months immediately preceding the Certificate Effective Date; (3) injury, illness, sickness, disease, or other physical, medical, mental, or nervous conditions, disorder or ailment (whether known or unknown) that, with reasonable medical certainty, existed at the time of application or within the 18 months immediately preceding the Certificate Effective Date."

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Includes benefit highlights and premium rates.

Visit USA Brochure   (English)    Visit USA Brochure   (简体中文)    Visit USA Brochure   (繁體中文)    Visit USA Brochure   (tiếng việt)   

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Visit USA‑HealthCare Rates

Visit USA‑HealthCare Premium Calculator

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Budget A:
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Optional Additional Coverages

Standard & Superior plans only, ages 0-69

Accidental Death and Dismemberment (AD&D) Insurance

An additional $100,000 benefit is available to those under age 70.

Superior plan only

Intercollegiate/Interscholastic/Organized Amateur Sports

Visit USA-HealthCare coverage includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports, a coverage rider is available.

Superior plan only

Hazardous Activities

For those planning to participate in hazardous activities while they are traveling, an additional rider is available for an additional 20% of the total premium. Only medical expenses are covered under this benefit. Click here for the full list of hazardous activities.

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WorldMed Insurance is offered by WorldTrips.
International insurance products are underwritten by Lloyd’s. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting provided through membership in the TMHCC (CI) – Travel Trust, Cayman Islands and to its members by TMHCC (CI) Insurance SPC Ltd., which is managed by HCC Underwriting Agency Ltd.