Why You Need Group Travel Medical Insurance
Whatever the reason, traveling internationally with a large group should be a pleasant experience. Emergencies and complications such as natural disasters, injury, and illness are a fact of life, and can be even tougher to manage for a large group of people. While we hope none of these incidents happen…we’re here to help if they do. Coverage for medical expenses in case of hospitalization – including a stay in an intensive care unit or outpatient treatment – Emergency Medical Evacuation, and Lost Checked Luggage are just some of the benefits you can count on from Worldwide Group Protector.
Medical Coverage Benefits with Worldwide Group Protector
With Worldwide Group Protector, you get a choice of benefit limits at low rates. Our coverage for groups includes:
-
Emergency Medical Evacuation: Worldwide Group Protector will cover eligible expenses to transport you from an initial treating facility to the nearest hospital qualified to treat your life-threatening
condition. The plan will also cover the transportation, lodging, and meal costs
for a relative to join you after a covered emergency medical evacuation, up to the lifetime limit.
-
Natural Disaster Benefit - Replacement Accommodations: Natural disasters can happen anywhere and at any time. If a natural disaster occurs while on your trip, causing you to become displaced from your accommodations, Worldwide Group Protector will provide relief of a maximum of $250 a day for 5 days to help cover the costs of alternative accommodations.
-
Return of Minor Children: If you are expected to be hospitalized for more than 36 hours due to a covered injury or illness and covered children under 18 years of age will be left unattended as a result, the plan will cover the transportation cost for the children to return home.
-
Repatriation of Remains: The death of a loved one is never easy, no matter the circumstances. In the unfortunate event of your death while traveling abroad, Worldwide Group Protector will arrange for and cover eligible costs associated with the repatriation of your remains.
-
Terrorism: In these turbulent times, the risk of a terrorist attack is a reality. If you are in the wrong place at the wrong time, and the country or region you’re visiting is NOT under a level 3 or level 4 travel advisory, Worldwide Group Protector offers coverage for eligible medical expenses resulting from those acts.
-
Political Evacuation: If, during the coverage period and after your arrive, the United States government issues a level 3 or level 4 travel advisory for your destination country, Worldwide Group Protector will coordinate your alternate departure arrangements from that country and cover eligible associated costs.
-
Sports Coverage: Worldwide Group Protector includes coverage for eligible injuries and illnesses that could occur while participating in many popular vacation sports – skiing, snowboarding, snorkeling, water skiing, and others – at no additional cost.
Groups Eligible for Worldwide Group Protector
Our medical coverage insures groups of at least 5 people, traveling to or from the U.S. for up to 364 days. Groups traveling abroad covered by our plan include:
- Tour groups
- Business/corporate groups
- Private or government sponsored international training missions
- Adult and student missionary groups
- Church groups
- Exchange groups, including sister cities exchanges
- High school bands/choirs
- Fraternal and social organizations
Compare our other family and individual plans to see if our group travel insurance offers the right medical coverage for your needs.
It's Easy to Apply for Worldwide Group Protector
Review Worldwide Group Protector's Description of Coverages and complete the online Enrollment Form for your group traveling abroad. If you prefer to complete a paper application, you may download the form here. After your application and payment are processed, you'll receive summary of medical coverage forms, emergency identification cards and claim forms for your group members.
To ensure you receive Certificates of Insurance for all group members, please apply at least 2 weeks prior to the trip departure date.
Travel Insurance Services has been helping people choose insurance for over 35 years. We work with U.S.-based, top-rated insurance companies.
This insurance is provided by WorldTrips, a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141. The plan summary does not contain the full terms and conditions of the contract which can be found in your policy documentation. Please review the Description of Coverage for more details on coverage benefits, limitations, and exclusions. Eligible expenses are subject to deductible, coinsurance, overall maximum limit, and are per certificate period unless specifically indicated otherwise in your policy schedule.