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WorldWide Group Protector®

Medical coverage for groups of 5 or more traveling abroad

Designed for mission trips, family vacations, student groups, corporate groups, and overseas excursions.

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Important Benefits

This group travel insurance offers coverage for medical expenses, emergency medical evacuation and issues like trip interruption or delay. See all benefits below

Worldwide Assistance

Available 24/7/365 – Includes medical provider referrals, translation assistance, prescription drug replacement, and more.

Sports Coverage

Includes coverage for eligible injuries and illnesses that could occur while participating in many popular vacation sports like skiing and snowboarding.

Plan Details

All enrolled group members must be insured by the same option.

Deductibles $0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period
Overall Maximum Limit $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000
Age 70-79: Up to $250,000
Age 80+: $10,000
Coinsurance 100% of eligible expenses after the deductible up to the overall maximum limit

Benefits and Plan Limits

Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.

Benefit

Plan Limits

Hospital Room and Board Average semi-private room rate, including nursing services
Emergency Room Co-Payment $200 in the U.S.
$0 outside the U.S.
Hospital Indemnity $100 per day of inpatient hospitalization
Bedside Visit $1,500
Outpatient Physical Therapy $50 max. per day
Emergency Medical Evacuation $1,000,000 lifetime maximum
Return of Minor Children $50,000
Pet Return $1,000
Repatriation of Remains Overall Maximum Limit
Emergency Reunion $100,000
Natural Disaster - Replacement Accommodations Up to $250 a day for 5 days
Trip Interruption $10,000
Lost Checked Luggage $500
Political Evacuation $100,000
Terrorism $50,000
Accidental Death and Dismemberment Age 18-69: Up to $50,000
Age 70-74: Up to $12,500
Age 75+: Up to $6,350
Under age 18: Up to $5,000
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses $10,000
Personal Liability $10,000
Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
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Download the Description of Coverage (DOC)

Get full details including definitions, benefits, provisions, and claims procedures.

Worldwide Group Protector DOC 

Download a Brochure and Application

WWGP Brochure   WWGP Application & Rates  

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WorldMed Insurance is offered by WorldTrips.
Atlas Group is underwritten by Lloyd’s. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd. The plan summary does not contain the full terms and conditions of the contract which can be found in your policy documentation. Please review the Description of Coverage for more details on coverage benefits, limitations, and exclusions. Eligible expenses are subject to deductible, coinsurance, overall maximum limit, and are per certificate period unless specifically indicated otherwise in your policy schedule.