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Voyager Annual Travel Insurance®

Travel and medical coverage for frequent travelers

Coverage for an unlimited number of domestic or international trips – more than 100 miles from home — during the 364‑day Policy period.

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Coverage for 12 Months

Save time and effort. Buy once and enjoy coverage automatically each time you take a trip during the year.

(Maximum trip length is 90 days.)

Valuable Benefits

Reimbursement for covered expenses like Baggage Loss & Delay, Accident & Sickness Medical Expenses, Emergency Medical Evacuation, and more. See all benefits below.

Upgrade to Gold

Get even more protection! The Gold plan level includes coverage for Trip Interruption, Political & Natural Disaster Evacuation,* and more.

* Not available to residents of MA or PR

Plan Benefits

Eligibility: Coverage is available to U.S. residents while traveling outside a 100 mile radius from his/her place of permanent U.S. residence for trips with a maximum duration of 90 days.


The Silver Plan is not available to residents of VA.

The Gold Plan is not available to residents of MA and PR.

Coverage

SILVER

GOLD
Emergency Accident & Sickness Medical (primary)
Reimbursement for reasonable and customary medical and surgical services of a physician, nurse and/or hospital, or dentist, if accident or illness occurs while on a trip. 		$50,000 $250,000
Emergency Dental $750 $750
Accidental Death & Dismemberment - 24 Hour $50,000 $50,000
Accidental Death & Dismemberment - Air Only $100,000 $100,000
Emergency Medical Evacuation & Medically Necessary Repatriation
Reimbursement for reasonable charges for emergency medical evacuation, return air fare for you and your dependent children, round trip air fare for someone from home to visit while you recover.		 $100,000 $250,000
Repatriation of Remains
Reimbursement for the cost of returning remains home, in the event of death.		 $100,000 $150,000
Political and Natural Disaster Evacuation
Reimbursement if you need to evacuate because of a covered Emergency Security or Military Situation, such as a civil or military uprising, war or other violent disturbance.
Not available in MA and PR 		n/a $100,000
Airline Ticket Change Fee n/a $200
Single Occupancy Supplement
Reimbursement for the additional cost incurred as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with you delays, cancels or interrupts a trip.		 n/a Included
Trip Interruption
Reimbursement for nonrefundable, pre-paid trip expenses and the cost of additional transportation expenses, when trip is interrupted due to covered circumstances.		 n/a $5,000
Trip Cancellation n/a n/a
Baggage Delay Minimum 12 Hour Delay $100 per day, $300 maximum $100 per day, $750 maximum
Baggage/Personal Effects
Reimbursement for baggage and personal effects if lost, damaged or stolen on your trip.		 $1,000 (Per Item: $250)
Valuable Articles: $500		 $2,500 (Per Item: $250)
Valuable Articles: $500
Non-Insurance Services
24/7 Emergency Assistance Services
Provided by AssistCard		 Included Included

The dollar amounts listed are maximums, and the policy may pay less than this amount, or up to this amount.
All benefit limits are aggregate amounts that will diminish in value per paid claim during the individual coverage term for annual plans.

Please read the policy carefully.

This is only a summary of our program. Please read the Description of Coverage to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact Travel Insurance Services if you have any questions.

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Download the Description of Coverage (DOC)

Get full details including definitions, benefits, provisions, and claims procedures.

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Download a Brochure

Includes benefit highlights and premium rates.

Voyager Brochure   (English)    Voyager Brochure   (简体中文)    Voyager Brochure   (繁體中文)    Voyager Brochure   (tiếng việt)   

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Voyager Annual Rates

The Silver Plan is not available to residents of VA.

Age/Plan

SILVER

GOLD
0-34 $93 $332
35-59 $100 $332
60-69 $120 $332
70-74 $223 $332
75-79 $308 $332
80-84 $493 $332
85+ $680 $332

Plan refund policy

You may be eligible for a full refund if your request for your refund is within your state’s Free Look Period, and you have not filed a claim. View the Description of Coverage for details on the Free Look Period.

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Voyager Annual Travel Insurance is underwritten by Starr Indemnity & Liability Company, rated "A" by A.M. Best Company.

Starr Insurance is a premier provider of travel and assistance services and is supported by dedicated service professionals who are always just a phone call away – so you can enjoy yourself with the knowledge that your trip is covered for just about anything from financial loss to a medical rescue.