Voyager Annual Travel InsuranceSM

Travel and Medical Coverage for Frequent Travelers

Coverage for an unlimited number of domestic or international trips — more than 100 miles from home — during the 364-day Policy period.
(Maximum trip length: 90 days)


Coverage for 12 Months

Save time and effort. Buy once and enjoy coverage automatically each time you take a trip during the year.
(Maximum trip length is 90 days.)

Valuable Benefits

Reimbursement for covered expenses like Baggage Loss & Delay, Accident & Sickness Medical Expenses, Emergency Medical Evacuation, and more. See all benefits below

Upgrade to Gold

Get even more protection! The Gold plan level includes coverage for Trip Interruption, Political & Natural Disaster Evacuation,* and more.

* Not available to residents of MA or PR

Plan Benefits

Download a Brochure  

Eligibility: Coverage is available to U.S. residents while traveling outside a 100 mile radius from his/her place of permanent U.S. residence for trips with a maximum duration of 90 days.

The Silver Plan is not available to residents of VA.




Emergency Accident & Sickness Medical (primary)
Reimbursement for reasonable and customary medical and surgical services of a physician, nurse and/or hospital, or dentist, if accident or illness occurs while on a trip.
$50,000 $250,000
Emergency Dental $750 $750
Accidental Death & Dismemberment - 24 Hour $50,000 $50,000
Accidental Death & Dismemberment - Air Only $100,000 $100,000
Emergency Medical Evacuation & Medically Necessary Repatriation
Reimbursement for reasonable charges for emergency medical evacuation, return air fare for you and your dependent children, round trip air fare for someone from home to visit while you recover.
$100,000 $250,000
Repatriation of Remains
Reimbursement for the cost of returning remains home, in the event of death.
$100,000 $150,000
Political and Natural Disaster Evacuation
Reimbursement if you need to evacuate because of a covered Emergency Security or Military Situation, such as a civil or military uprising, war or other violent disturbance.
Not available in MA and PR
n/a $100,000
Airline Ticket Change Fee n/a $200
Single Occupancy Supplement
Reimbursement for the additional cost incurred as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with you delays, cancels or interrupts a trip.
n/a Included
Trip Interruption
Reimbursement for nonrefundable, pre-paid trip expenses and the cost of additional transportation expenses, when trip is interrupted due to covered circumstances.
n/a $5,000
Trip Cancellation n/a n/a
Baggage Delay Minimum 12 Hour Delay $100 per day, $300 maximum $100 per day, $750 maximum
Baggage/Personal Effects
Reimbursement for baggage and personal effects if lost, damaged or stolen on your trip.
$1,000 (Per Item: $250)
Valuable Articles:$500
$2,500 (Per Item: $250)
Valuable Articles: $500
Non-Insurance Services
24/7 Emergency Assistance Services
Provided by AssistCard
Included Included

The dollar amounts listed are maximums, and the policy may pay less than this amount, or up to this amount.
All benefit limits are aggregate amounts that will diminish in value per paid claim during the individual coverage term for annual plans.

Please read the policy carefully.

This is only a summary of our program. Please read the Description of Coverage to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact Travel Insurance Services if you have any questions.

Voyager Annual Rates

Plan refund policy: You may be eligible for a full refund if your request for your refund is within your state’s Free Look Period, and you have not filed a claim. View the Description of Coverage for details on the Free Look Period.


The Silver Plan is not available to residents of VA.




0-34 $93 $332
35-59 $100 $332
60-69 $120 $332
70-74 $223 $332
75-79 $308 $332
80-84 $493 $332
85+ $680 $332

Download the Description of Coverage for your state of residence

Get full details including definitions, benefits, provisions, and claims procedures.

Download PDF  

Back to top

Voyager Annual Travel Insurance is underwritten by:
Starr Indemnity & Liability Company, rated "A" by A.M. Best Company.

Starr Insurance is a premier provider of travel and assistance services and is supported by dedicated service professionals who are always just a phone call away – so you can enjoy yourself with the knowledge that your trip is covered for just about anything from financial loss to a medical rescue.

Why Do You Need Voyager Annual Travel Insurance?
Complications like trip interruptions, unexpected illness, and injuries are a fact of life. Whether you're traveling for business or leisure, you can make your international travel a productive experience with medical coverage from Voyager Annual Travel Insurance.

Our annual travel insurance offers two levels of benefits to cover your specific needs. Each plan includes benefits for inpatient and outpatient medical coverage, emergency medical evacuation, accidental death and dismemberment, lost checked baggage, and more! Voyager Annual Travel Insurance is the leading solution for frequent travelers.

Travel Insurance Services has been helping people choose insurance for 50 years. We work with U.S.-based, top-rated insurance companies.

For Business Travelers
No matter if your business travel takes you across the country or across the globe, Voyager Annual Travel Insurance provides the protection and immediate service you demand — medical coverage that your current group health or employer’s workers comp policies may not provide.

For Leisure Travel
Family visits, hobbies, globetrotters and frequent travelers — whatever the reason, you travel a lot. Voyager Annual Travel Insurance is the perfect solution for covering medical emergencies, evacuations, travel delays, trip interruptions, baggage loss, and more.

How to Get Voyager Annual Travel Insurance
You can get this flexible plan by signing up just once a year.