The following hazardous activities are excluded from coverage under this plan:
- Activity performed in a professional capacity or for any wage, reward, or profit;
- All-Terrain Vehicles, American Football, Aussie Rules Football
- Aviation (except when traveling solely as a passenger in a commercial aircraft)
- Base Jumping, Big Game Hunting or Safari, Bobsleigh, Boxing, Bungee Jumping, Cave Diving, Hang-Gliding
- Heli-Skiing, Hot Air Ballooning as a Pilot, Ice Hockey, Jousting, Kite-Surfing, Luge
- Martial Arts, Modern Pentathlon, Motorized Dirt Bikes
- Mountaineering
- Outdoor Endurance Events
- Parachuting, Paragliding, Powerlifting, Quad Biking
- Racing by any Animal, Motorized Vehicle, or BMX, and Speed Trials and Speedway
- Rugby, Running with the Bulls, Skeleton, Sky Surfing
- Snow Skiing and Snowboarding
- Snow Mobiles, Spelunking, Sub Aqua Pursuits involving underwater breathing apparatus, Surfing
- Tractors, Waterskiing, Whitewater Rafting, Wrestling.
Optional Benefit: Hazardous Activity Coverage
An additional Hazardous Activities rider is available for purchase, for an additional 20% of your total premium.
The following items will become covered with the purchase of the Hazardous Activities rider:
- American Football
- Big Game Hunting or Safari, Bungee Jumping, Hang-Gliding
- Kite-Surfing
- Mountaineering
- Parachuting, Paragliding, Powerlifting
- Running with the Bulls, Sky Surfing
- Snow Skiing and Snowboarding
- Spelunking, Sub Aqua Pursuits involving underwater breathing apparatus, Surfing
- Waterskiing, Whitewater Rafting.