Optional Benefit: Hazardous Activity Coverage

For those planning to participate in hazardous activities while traveling, an additional Hazardous Activities rider is available for purchase, for an additional 20% of your total premium. Hazardous activities include Injury resulting from participation in aviation (except when traveling solely as a passenger in a commercial aircraft); base jumping; canopying; Hang-Gliding; zip lining; parachuting, paragliding, sky surfing or parasailing; running with bulls; kayaking, white water rafting, or; surfing; mountain biking; mountain climbing over 4,500 meters; off road motorized vehicles including all-terrain vehicles, snowmobiles, motorcycles or motor scooters unless licensed, motorized dirt bikes, motocross racing or jet skis; snow skiing, or snowboarding, Heli-skiing except for recreational downhill and/or cross country snow skiing or snowboarding (no coverage provided while skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body); racing by any animal or motorized vehicle; spelunking; sub aqua pursuits involving underwater breathing apparatus unless PADI/NAUI certified, or accompanied by a certified instructor at depths of less than 10 meters; avalanche training; Aussie rules football; big game hunting; bobsleigh, skeleton, luge, any type of boxing or martial arts, hot air ballooning as a pilot; jousting; modern pentathlon; powerlifting; quad biking outdoor endurance events, speed trials; speedway; or wrestling.

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