Optional Benefit: Hazardous Activity Coverage

Hazardous activities include:

  • Activity performed in a professional capacity or for any wage, reward, or profit;
  • All-Terrain Vehicles, American Football, Aussie Rules Football
  • Aviation (except when traveling solely as a passenger in a commercial aircraft)
  • Base Jumping, Big Game Hunting or Safari, Bobsleigh, Boxing, Bungee Jumping, Cave Diving, Hang-Gliding
  • Heli-Skiing, Hot Air Ballooning as a Pilot, Ice Hockey, Jousting, Kite-Surfing, Luge
  • Martial Arts, Modern Pentathlon, Motorized Dirt Bikes
  • Mountaineering
  • Outdoor Endurance Events
  • Parachuting, Paragliding, Powerlifting, Quad Biking
  • Racing by any Animal, Motorized Vehicle, or BMX, and Speed Trials and Speedway
  • Rugby, Running with the Bulls, Skeleton, Sky Surfing
  • Snow Skiing and Snowboarding
  • Snow Mobiles, Spelunking, Sub Aqua Pursuits involving underwater breathing apparatus, Surfing
  • Tractors, Waterskiing, Whitewater Rafting, Wrestling.

For those planning to participate in hazardous activities while traveling, an additional Hazardous Activities rider is available for purchase, for an additional 20% of your total premium. The following items will become covered with the purchase of the Hazardous Activities rider:

  • American Football, Big Game Hunting or Safari, Bungee Jumping, Hang-Gliding, Kite-Surfing, Mountaineering, Parachuting, Paragliding, Powerlifting, Running with the Bulls, Sky Surfing. Snow Skiing and Snowboarding, Spelunking, Sub Aqua Pursuits involving underwater breathing apparatus, Surfing, Waterskiing, Whitewater Rafting.

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