Visit USA-HealthCare™
Plan Highlights | Outline of Coverages | Rates | FAQ | Enroll Now
International travel insurance specifically designed for visitors to the United States
This quality medical insurance for U.S. Visitors is available for as little as $1.12 per day* for travelers under 30, and as low as $3.60 per day* for travelers 50-59! See our rate page for more details.
This travel health insurance plan is designed for:
- Business and leisure travelers
- Parents of students studying in the U.S.
- Tourists and holiday travelers
- Church or missionary travelers to the United States
Our international travel insurance can offer you the coverage you're looking for when visiting the United States. Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States.
You can choose from two insurance plans, each offering a choice of four deductibles.
After reviewing the plan, click the Enroll Now link to enroll online, over the phone, by fax or by mail. When you enroll online, by fax, or mail, you'll receive a receipt and Confirmation of Insurance by email.
| Benefits Included | Plan A Limit |
Plan B Limit |
Illness and Injury Medical Expense per Policy Period* *Plan B is only available for ages 0-70. The Medical Expense Benefit Limit for those 70 & above is $50,000; the limit for 80+ is $10,000. |
$50,000 |
$100,000 |
| Emergency Medical Evacuation | $250,000 |
$250,000 |
| Accidental Death & Dismemberment (AD&D)† | $50,000 |
$50,000 |
| Repatriation of Remains | $50,000 |
$50,000 |
| Emergency Reunion | $15,000 |
$15,000 |
| Return of Minor Child(ren) | $50,000 |
$50,000 |
| Urgent Care Facility | $50 co-pay |
$50 co-pay |
| Terrorism | $50,000 |
$50,000 |
| Emergency Travelers Assistance Service | Included |
Included |
| Recreational Sports | Included |
Included |
| Trip Interruption | $5,000 |
$5,000 |
| Loss of Baggage | $250 per bag/
$500 max. |
$250 per bag/
$500 max. |
| Stolen Passport/Visa | $100 |
$100 |
| Emergency Dental | $1,000 / $100 for pain |
$1,000 / $100 for pain |
| Optional Benefits | ||
| Additional AD&D | Available |
|
| Intercollegiate/Interscholastic/ Organized Amateur Sports |
Available |
|
| Hazardous Activities | Available |
|
| Benefit limits may apply to certain conditions. | ||
The Importance of Visitors Medical Insurance
Every year, thousands of international visitors and immigrants to the U.S. need emergency medical treatment and are unprepared for the high costs involved. Most travelers are unaware of how expensive medical care is in the United States. U.S. medical facilities also may not recognize insurance provided by a “foreign” insurance company and could deny services or demand up-front payment for treatment. Visit USA-HealthCare is a beneficial travel insurance plan that can provide illness and accident expense protection, and can pay for treatment during your visit to the US.
Enhanced Coverage Options:
Visit USA-HealthCare also provides optional buy-up coverage for the following:
- Additional Accidental Death and Dismemberment: For only $0.25 per day, you can add an additional $50,000 to your benefit. This benefit is not available for individuals over 70 years old.
- Intercollegiate/Interscholastic Sports: An Intercollegiate/Interscholastic Sports Rider is available for those participating in intercollegiate or interscholastic sports during their visit for an additional $1.25 per person per day.
- Hazardous Activities: For those planning to participate in hazardous activities, an additional rider is available for purchase for an additional 20% of your premium. Only medical expenses are covered under this benefit. Click here for the full list of hazardous activities.
Services Provided By:
Insurance is underwritten by HCC Medical Insurance Services, LLC (HCCMIS), a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.
The policy is designed and marketed by Travel Insurance Services, Columbus, OH, a provider of travel/health insurance since 1973.
Visit USA-HealthCare™ is also available through certain insurance agents and brokers throughout the U.S.
This insurance coverage, offered by HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law. The policy above contains the plan benefits, including a lifetime maximum. Please review your choices prior to purchasing to ensure that you have sufficient coverage to meet your medical needs.
*Both examples are for travelers electing Plan A ($50,000 per incident), with a $1,000 deductible. Your rates may vary based on age, deductible, and optional buy-up benefits. Please see our rate chart for more information.
†AD&D Benefits are based on age, and are as follows: Under 18: $5,000; 18-70: $50,000; 70-74: $20,000; 75 and Above: $10,000.
