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International Medical Insurance

Plan Highlights | Outline of Coverages | Rates | FAQs | Enroll Now

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Travel Insurance for Medical Emergencies Outside Your Home Country

People traveling to foreign countries may require emergency medical treatment, hospitalization or medical evacuation back to their home country. When traveling outside of the United States and your home country, obtaining qualified travelers insurance and medical care may be difficult.

Our InterMedicalSM International Medical Insurance plan is designed specifically for people who are traveling outside the U.S. and outside their home country. If you suffer an injury or unexpected illness while on your trip, you can rely on InterMedicalSM travelers insurance to assist you with your covered medical expenses. Major expenses can be paid directly to the medical provider and the evacuation or repatriation transportation service.

Our quality international medical insurance and medical evacuation insurance costs as little as $0.64 per day, and you'll be covered for 364 days. Coverage is available for the insured, a spouse, unmarried dependent children, or children traveling alone.

Instant Delivery of your Confirmation of Insurance by email when you enroll online.

You can choose from 2 sets of coverage limits, each with a choice of deductibles to fit your budget:

View Rates

Benefits Included Plan A Limit Plan B Limit
Minimum Stay 5 days 5 days
Maximum Stay 364 days 364 days
Illness and Injury Medical Expenses/Period** $25,000 $100,000
Deductible $0, $250, $500, and $1,000 $0, $250, $500, and $1,000
Coinsurance 100% 100%
Emergency Medical Evacuation $250,000 $250,000
Political Evacuation $50,000 $50,000
Natural Disaster $100/day
$500 max.
$100/day
$500 max.
Repatriation of Remains $50,000 $50,000
Emergency Reunion $15,000 $15,000
Escort of Minors $50,000 $50,000
Accidental Death and Dismemberment† $50,000 $50,000
Baggage Loss $250 per bag; Max $500 $250 per bag; Max $500
Trip Interruption $5,000 $5,000
Stolen Passport/Visa $100 $100
Included Benefits
Terrorism
$50,000
Recreational Sports
INCLUDED
World Wide Assistance Services
INCLUDED
Optional Add-On Benefits
Additional
Accidental Death and Dismemberment
Optional Add-On
Intercollegiate/Interscholastic Sports
Optional Add-On
Hazardous Activites
Optional Add-On

Enhanced Coverage Options:

InterMedical International Medical Insurance also provides optional buy-up coverage for the following:

It's easy to buy InterMedicalSM International Medical Insurance now!

Review the InterMedical™ Insurance Brief Outline of Coverages and Rates pages before applying for travelers insurance coverage.

After reviewing the plan, click the Enroll Now link to download your application, and then order over the phone, or by fax or mail. When you enroll, you'll receive a receipt and Confirmation of Insurance by email.

Services Provided By:

Insurance is underwritten by HCC Medical Insurance Services, LLC (HCCMIS), a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.

The policy is designed and marketed by Travel Insurance Services, Columbus, OH, a provider of travel/health insurance since 1973.

InterMedicalSM Insurance is also available through certain insurance agents and brokers throughout the U.S.

This insurance coverage, offered by HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law. The policy above contains the plan benefits, including a lifetime maximum. Please review your choices prior to purchasing to ensure that you have sufficient coverage to meet your medical needs.

This information is meant to be a brief summary of the policy features only for the InterMedicalSM Insurance plans and does not cover all the terms, conditions and limitations of the Master Policy. If there is any conflict between this website and the Master Policy, the Master Policy will govern in all cases. Benefits and premiums are subject to change.

*Example is for person aged 18-29 selecting Plan A ($25,000) with a $1,000 deductible. Your rate may vary based on age and deductible. Please see the rate chart for more information.

**Persons aged 80 and above are eligible for a maximum benefit of $10,000.

†AD&D Benefits are based on age, and are as follows: Under 18: $5,000; 18-70: $50,000; 70-74: $20,000; 75 and Above: $10,000.