InterMedical™ Insurance
Plan Highlights | Outline of Coverages | Rates | FAQs | Enroll Now
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Highlights
Quality International Medical Insurance and Medical Evacuation Insurance for as little as $0.64 per day!*
Every year, people traveling to foreign countries may require emergency medical treatment, hospitalization or medical evacuation back to their home country. When traveling outside of the United States and your home country, obtaining qualified medical care may be difficult.
InterMedical Insurance is designed specifically for people who are traveling outside the U.S. and outside their home country. If you are injured or become ill while on your trip, you can rely on InterMedical to assist you with your covered medical expenses. Major expenses can be paid directly to the medical provider and the evacuation or repatriation transportation service.
Coverage is designed for people traveling outside the U.S and outside their home country, for up to 364 days. Coverage is available for the insured, a spouse, unmarried dependent children, or children traveling alone.
Instant Delivery of your Confirmation of Insurance by email when you enroll online.
You can choose from 2 sets of coverage limits, each with a choice of deductibles to fit your budget:
| Benefits Included | Plan A Limit | Plan B Limit |
| Minimum Stay | 5 days | 5 days |
| Maximum Stay | 364 days | 364 days |
| Illness and Injury Medical Expenses/Period** | $25,000 | $100,000 |
| Deductible | $0, $250, $500, and $1,000 | $0, $250, $500, and $1,000 |
| Coinsurance | 100% | 100% |
| Emergency Medical Evacuation | $250,000 | $250,000 |
| Political Evacuation | $50,000 | $50,000 |
| Natural Disaster | $100/day $500 max. |
$100/day $500 max. |
| Repatriation of Remains | $50,000 | $50,000 |
| Emergency Reunion | $15,000 | $15,000 |
| Escort of Minors | $50,000 | $50,000 |
| Accidental Death and Dismemberment† | $50,000 | $50,000 |
| Baggage Loss | $250 per bag; Max $500 | $250 per bag; Max $500 |
| Trip Interruption | $5,000 | $5,000 |
| Stolen Passport/Visa | $100 | $100 |
| Included Benefits | ||
| Terrorism | $50,000 |
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| Recreational Sports | INCLUDED |
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| World Wide Assistance Services | INCLUDED |
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| Optional Add-On Benefits | ||
| Additional Accidental Death and Dismemberment |
Optional Add-On |
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| Intercollegiate/Interscholastic Sports | Optional Add-On |
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| Hazardous Activites | Optional Add-On |
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Enhanced Coverage Options:
InterMedical also provides optional buy-up coverage for the following:
- Additional Accidental Death and Dismemberment: For only $0.25 per day, you can add an additional $50,000 to your benefit. This benefit is not available for individuals over 70 years old.
- Intercollegiate/Interscholastic Sports: An Intercollegiate/Interscholastic Sports Rider is available for those participating in intercollegiate or interscholastic sports during their visit for an additional $1.25 per person per day.
- Hazardous Activities: For those planning to participate in hazardous activities, an additional rider is available for purchase for an additional 20% of your premium. Only medical expenses are covered under this benefit. Click here for the full list of hazardous activities.
It's easy to buy InterMedical Insurance now!
Review the InterMedical™ Insurance Brief Outline of Coverages and Rates pages before applying for coverage.
After reviewing the plan, click the Enroll Now link to download your application, and then order over the phone, or by fax or mail. When you enroll, you'll receive a receipt and Confirmation of Insurance by email.
Services Provided By:
Insurance is underwritten by HCC Medical Insurance Services, LLC (HCCMIS), a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.
The policy is designed and marketed by Travel Insurance Services, Columbus, OH, a provider of travel/health insurance since 1973.
InterMedical Insurance is also available through certain insurance agents and brokers throughout the U.S.
This insurance coverage, offered by HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law. The policy above contains the plan benefits, including a lifetime maximum. Please review your choices prior to purchasing to ensure that you have sufficient coverage to meet your medical needs.
This information is meant to be a brief summary of the policy features only for the InterMedical Insurance plans and does not cover all the terms, conditions and limitations of the Master Policy. If there is any conflict between this website and the Master Policy, the Master Policy will govern in all cases. Benefits and premiums are subject to change.
*Example is for person aged 18-29 selecting Plan A ($25,000) with a $1,000 deductible. Your rate may vary based on age and deductible. Please see the rate chart for more information.
**Persons aged 70-74 are eligible for a maximum benefit of $100,000. Persons aged 70 and above are eligible for a maximum benefit of $50,000.
†AD&D Benefits are based on age, and are as follows: Under 18: $5,000; 18-70: $50,000; 70-74: $20,000; 75 and Above: $10,000.
